Based on efforts from many UK businesses to repay expenses, repay debts and invest in their businesses, 49% acknowledge cash flow as a problem. ShobrookUK Expert Bank.

The main reasons behind these cash flow problems are increased costs (46%) and delayed payments (37%), which Shawbrook revealed 10% of businesses acknowledged as a major issue.

Other factors that affect cash flow include slow sales (27%), unexpected expenses (26%), and volatility or seasonality of sales (25%). Complex supply chains also cause problems for a quarter of businesses (23%).

Cash flow issues have always been the source of pressure on businesses, with 38% of decision makers saying this affecting them and their senior management teams. 22% say it has worsened its mental health, and 30% are worried about the impact it has on employee morale.

Blocking cash flows can also threaten growth plans, with 30% of businesses having to postpone plans while another 27% work hard to get funding. Many advanced figures even earn business expenses with their own funds (28%), with 21% of the funds owed.

Solve cash flow problems

To alleviate these issues, companies consider a commercial loan that constitutes costs (32%), while others consider such as cash flow financing (24%), asset financing (23%), invoice financing (21%), trade financing (trade financing), trade financing (19%), merchant cash and cash (15%), income-based loans (15%) or asset-based loans (15%) (15%) (15%) (15%).

Regarding cash flow issues, one in 10 people have considered closing the business, the same percentage has considered sales.

Neil RudgeChief Banking Officer, Shawbrook’s Business Business Business, “One of the basic aspects of keeping business flowing is cash flow, making sure you have enough working capital to run the process smoothly, pay wages and pay fees. However, in the case of economic uncertainty, this can go beyond the control of the business, and we see results on a global scale, with many organizations relying on stable decisions to keep stable decisions in a challenging way.

“The cash flow problem can cause losses to all those involved, from leadership to staff – but British businesses should stay firm and seek support. Businesses are the lifeblood of the UK economy and with the number of solutions at their disposal, there is no doubt that they can drive the challenges they face by whatever challenges they face.

“Financial can play a key role in helping businesses manage cash flow.