vivida financial platform for entrepreneurs and small and medium-sized enterprises, is working with global fintech platforms Adion To launch a full-size card acquisition solution that enables SMEs to accept card payments and immediately earn their income.

Through partnerships, Vivid and Adyen seek to address the challenge of small businesses getting paid, and many still have to wait a few days to earn their income from card payments.

Despite the growth Digital BusinessMany small businesses are still offline when it comes to accepting payments. according to visa,,,,, 34% European micro-businessmen and small businessmen still do not accept card payments, mainly due to the high cost and complex onboarding process.

Even for those who accept the card, the waiting time will be long. In fact, 35% of SMEs wait for hours or even days to earn revenue, creating a cash flow gap that prevents them from reinvesting their business.

But despite the challenges, the benefits of accepting digital payments seem obvious. Fifty-five percent of small European businesses that accept debit or credit card payments report spending more when using the card. Meanwhile, after digital payments were adopted, 41% of turnover increased by 6% to 15%.

But too many entrepreneurs are still hampered by slow settlement times and high fees, Vivid and Adyen said. To remove these barriers, new card acquisition solutions enable SMB and entrepreneurs can accept card payments, Apple Pay and Google payments via invoices, link payments or e-commerce plugins (for example) WooCommerce,,,,, OPENCARTand Wix.

Support small and medium-sized European enterprises

Vivid also provides a combination of instant spending and competitive prices. Although most providers settle payments in hours or even days, once customers ask for payments, vivid revenues are transferred to the entrepreneur’s account in real time.

This aims to enable businesses to get money immediately at a fraction of the cost, allowing them to pay suppliers, underwriting wages and investing in growth without delay.

“Partnering with Adyen allows us to bring enterprise-grade payment technology to the smallest businesses in Europe.” Alexander Emeshevco-founder of vivid money. “Whether you’re a freelancer launching our free program or SMB expanding your operations, you can now easily accept payments and earn income immediately – no complicated setups, no expensive subscriptions.

The new card acquisition service can already be provided to all vivid commercial customers in the EU.

“With Adyen of our platform model, Vivid provides customers with a seamless way to accept payments online and in front of them and get funds immediately.” Hella FuhrmannAdyen’s national manager Dach. “This is a powerful step to address the daily cash flow and complexity challenges facing small businesses.”