Global data and technology company Experian, you have already been with Stryda fintech platform that focuses on home loans, providing real-time transaction data and product insights to the Australian mortgage market.

Today, brokers can access the latest and accurate vision of clients’ financial stress from Experian through recently acquired and well established recognition. BankStatements.com A comprehensive repository of solutions, and bank loan product information. Borrowers can enjoy a more personal tendency without the hassle of self-report and in the near future, Experian intends to pass illionan experienced company, open banking platform, further enhancing the customer experience.

Open Banking is part of the Consumer Data Rights (CDR) in Australia, allowing consumers to agree to share their banking data with controls and attorneys. The system also requires banks to disclose enterprise-grade product reference data (PRD) to facilitate comparison and selection.

The collaboration is to aggregate Experian’s affordability and behavioral data with Stryd’s PRD-enabled product pricing and risk engine, allowing brokers to better match customers to fit loans and maintain customer engagement threatens loan life.

“From the first application and later automatic monitoring of refinancing triggers, this collaboration will contribute to the best interest of broker action,” Simone Jemmett (pictured left), Open Data Solutions, Managing Director of A/NZ in the Experiment.

Brokers originate in 77% of home loans in Australia, but many lose visibility into customer data, which is the stability of the loan. This limits the broker’s ability to proactively re-engage or support their clients’ better long-term outcomes.

“When affordability is under pressure, brokers need to do more than just loans – they need tools to retain and support clients long after the settlement,” said Ruth Hatherley, founder and CEO of Stryd. “Together, Experian and Stryd want to provide an advantage for brokers – more transparency, more intelligence and more value throughout the client journey.”

Stryd, you have built yourself into an expert provider of collateral product information through the Songs Stryd product repository, which currently classifies 2,000 home loan products from 85 banking brands.

“More than 25% of brokers are using public banks to initiate loans and maximize trail retention, while another 34% plan to implement it in the near future,” Hessley said. “Experience the combination of consumer credit insights with Strlyd’s loan product data can provide broker event-driven alerts and real-time customer insights and can help them determine when they can better serve their customers through refinancing.”

Rather than relying on regular static updates (such as annual loan reviews), portfolio solutions intend to implement event-based dynamic triggers such as cash flow, repayment behavior, loan-to-value ratio or product competitiveness changes to prompt timely broker intervention.

“It’s about reminding brokers before they even know they need help,” Jamite said. “We enable brokers to anticipate demand, provide better-fit products, and keep their clients ahead of the turbulent market by knowing the right time to participate in the right quote.”

The collaboration is as Australians struggle with rising credit risk, and Illion’s research shows that Australians’ credit default risk increased by 3.8% in the first half of 2025, thus reversing the previous decline.